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Should you increase your loan?

Should you increase your loan?

Managing loan repayments can be challenging when monthly obligations seem overwhelming. A common option considered by borrowers is to extend the tenure to reduce monthly installments. While this approach may reduce short-term financial pressure, it also impacts the total interest paid over time. It is important to understand this agreement before making a decision. Tools…

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Personal Loan vs Overdraft: A

Personal Loan vs Overdraft: A

Personal loan provides certainty and overdraft facility provides flexibility. The choice between the two depends on the interest rates, what you need the money for and how long it will take you to repay it. With banks and fintechs pushing pre-approved credit offers, borrowers are now comparing overdraft (OD) facilities with standard personal loans before…

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Best BS Opinion: India-Nord

Best BS Opinion: India-Nord

A few decades ago, there was one Indian advertisement that reached the masses like few others, introducing the product as a family member across the country with a simple tagline that reflected the country’s indigenous and self-reliant ambitions before it became a political punchline: Hamara Bajaj. In fact, the Bajaj name is widely recognized across…

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SEC's proposed semiannual repo

SEC’s proposed semiannual repo

Investors of all types are concerned about having less financial information. Investors don’t like the US Securities and Exchange Commission’s (SEC) weeks-old proposed rule on semiannual financial reporting. They In fact Don’t like it. Of the comment letters the SEC received regarding the proposed rule, the majority, 92%, opposed it. Only 6% supported adoption of…

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LIC Q4 profit rises 23% to ₹23,42

LIC Q4 profit rises 23% to ₹23,42

Life Insurance Corporation of India (LIC) on Thursday reported 23 per cent rise in March quarter net profit to ₹23,420 crore. The country’s largest insurance company had earned a profit of ₹19,013 crore in the same quarter a year ago. The insurer’s total income rose to ₹2,53,592 crore during the quarter under review, from ₹2,22,805…

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African fintech expansion: why

African fintech expansion: why

From MNT-Halan to ZPay, digital pioneers are building a high-value corridor to the Middle East. As African fintech matures, companies that once focused on domestic markets are now looking to Dubai as a strategic base for MENA and international expansion. Some key players are already moving. Egyptian fintech giant MNT-Halan recently launched in Dubai with…

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The best BS opinion: The government must

The best BS opinion: The government must

Hello, and welcome to Best of BS Opinion, the finale of our opinion page for the day. The ongoing conflict with Iran and disruption in the Strait of Hormuz is exposing the fragility of global energy markets and complicating India’s financial management. High crude prices have forced state oil companies to increase under-recoveries, while the…

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There is a possibility of private loan crash

There is a possibility of private loan crash

Despite investors’ fears, private credit is far from recession as not all risks are created equal. The cracks in the private debt market appear to be widening. Private debt is an important alternative to syndicated bank loans as a source of corporate capital, provided primarily by private equity (PE) firms. The market is heavily involved…

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