Bad Loan : Introduction Bad loans, also known as Non-Performing Assets (NPAs), are loans where the borrower has failed to meet their repayment obligations for a specified period, typically 90 days or more. This means the lender is unlikely to receive the full amount owed. How to Identify a Bad Loan: As a Borrower:…
Introduction “The Law of Divine Life is a harmonious blend of social, legal, financial, and spiritual evolution.” The “law of divine life” is not a specific law or principle recognized within established religious or philosophical frameworks. However, the concepts of Divine life are commonly explored in various spiritual and religious traditions. The Law of Divine…
Introduction: Finance is the present era’s Science of Arts, and the Financial Knowledge is necessary from the childhood level. We need not to send our children outside to learn financial knowledge. Even the schools are also never teaching such a beautiful and knowledge skills to our children. Teaching children about financial knowledge is an essential…
Introduction The Bharatiya Nyaya Sanhita (BNS), 2023 was introduced to address several shortcomings of the Indian Penal Code (IPC), 1960. Here are some of the key reasons for the introduction of the BNS: Outdated Provisions of IPC: The Indian Penal Code (IPC), 1860, contained provisions that were outdated and no longer relevant to modern…
Introduction The economic landscape is constantly shifting, and economic storms are an inevitable part of the cycle. While these periods can be unsettling, they also present opportunities for those who are financially prepared and aware about Navigaing Economic Storm. By implementing strategic financial planning and adopting sound financial habits, you can weather economic and financial…
Introduction: In a world where financial stability is crucial for a secure future, mastering your finances is key to achieving your long-term goals and dreams. Whether you’re looking to save for a big purchase, invest for the future, or simply build a safety net, effective financial management is essential. Here are some tips to help…
Samvidhan Divas or Constitution Day (26 November): In a nation as diverse and dynamic as India, the observance of Samvidhan Diwas, also known as Constitution Day, holds immense importance. This day, marked on the 26th of November each year, commemorates the adoption of the Indian Constitution in 1949, laying the foundation for the world’s largest…
The Necessity of Judges Accountability or Judicial Accountability The concept of “Judges Accountability” is essential because judges are often revered as impartial arbiters of justice, it’s crucial to recognize that they are human, and like anyone else, they are susceptible to errors, biases, and corruption. Here are some reasons why it is important: Accountability of…
Benefits of Sleeping in time: Sleeping in time help the person in the following ways: The Power of Sleep: A Cornerstone of Well-being Adequate sleep is not just a luxury, it’s a necessity for optimal health and well-being. When we prioritize sleep, we unlock a multitude of benefits that positively impact our physical, mental, and…
Benefits of Early Morning Study Studying in the early morning hours from 4:00 AM to 8:00 AM can offer several significant benefits: However, it’s important to listen to your body and adjust your study schedule based on your individual needs and preferences. If you’re not a morning person, forcing yourself to study early might not…
